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Finance Your DeTray’s Custom Home with Ease
Discover Lending Options Tailored for Manufactured and Mobile Homes
Financing Options for Your Custom Home
Navigating the Home Financing Landscape
At DeTray’s Custom Housing, we understand that financing a manufactured home can seem complex, but it doesn’t have to be. We connect you with trusted lenders specializing in manufactured home loans. Whether you’re considering a land and home loan or a home-only loan, we’ll guide you through the process to find the best option for your needs.
Why Choose DeTray’s for Financing Manufactured Homes?
Experience, Expertise, and Peace of Mind
At DeTray’s Custom Housing, we’ve spent decades perfecting the art of creating turn-key housing solutions. Here’s why our clients trust us to bring their dreams to life:
We provide a select list of lenders experienced in manufactured home loans.
Avoid paying the builder upfront and tying up your resources.
Lenders provide oversight and security during construction.
Support every step of the way to ensure smooth approval and funding.
Our Happy Clients Say It Best
★★★★★
Beautiful Homes in all sizes!
"We are retired and needed a smaller home. We visited DeTray's and found personable, helpful, informed staff to assist us. We also found ...
Larry J
★★★★★
Goes Above & Beyond!
"Everyone there goes above & beyond to help you. The homes are beautiful."
Jan G
★★★★★
Extremely Happy!
"They just did our new home in ocean shores and we are extremely happy. They did a beautiful job and are really nice to work with. ...
Penny S
★★★★★
Many Choices!
"Many choices wonderful staff. Several homes to tour."
Debra M
★★★★★
Outstanding, no pressure sales!
"Jonathan Williams exudes the finest qualities in a Sales Consultant, professional, knowledgeable and no pressure sales... Outstanding!"
Leonard E
★★★★★
Enjoyed the Interior Design!
"Several models on site, staff has been there a long time and are very knowledgeable I enjoyed the interior design some of the models!"
John M
★★★★★
A Pleasure to work with!
"My husband and I visited the Puyallup location and met with the team. He showed us a few models, was very friendly, knowledgeable ...
Cherie A
★★★★★
Great place to checkout Mobile Homes!
"Great place to check out mobile homes. They have single, double and triple-wides to tour. Very nice people in the office too."
C A Schmit
★★★★★
Exceptional, Easy & Fun!
"My Mother and I had the pleasure of Working with Lora at Detrays. Lora is exceptional!!! She has made the home buying process easy ...
David C
★★★★★
Beautiful, Very Clean & Well-Decorated!
"When we walked in it smelled so good inside. They were open still at 5:30. A real bonus during the covid19. Lora was sweet ...
Falon C
Ready to Make Financing Simple?
Let DeTray’s connect you with trusted lenders and guide you through the loan process.
Explore our 100+ floor plans to find your ideal design. Visit our model homes in Puyallup to experience the quality and gain inspiration.
Work with our team to customize your design and project plan, including any modifications and land prep. Then, sign an Earnest Money Purchase Agreement with a deposit.
Complete a credit application, and we’ll submit it to a lender to start pre-qualification. Already have financing? We’ll coordinate with your lender for a smooth process.
A licensed and bonded general contractor meets you on-site to assess access, modifications, and needed improvements. You’ll receive an estimated bid for these improvements.
Your contractor handles permits and site prep from land clearing to utility installation. Once we obtain your permit, your home order is placed with your builder and shared with you.
We’ll deliver and install you home with our certified team, completing the setup, flooring installation, and finishing touches. After final approval, you’ll have a warranty orientation, receive your keys, and are ready to move in!
2
5Can I finance a used manufactured home?
Yes, but some lenders have restrictions based on the home’s age and condition. Our team can connect you with lenders that accommodate used home purchases.
2
5Do I need to buy land to qualify for a construction loan?
Not necessarily. However, owning land can broaden your financing options and improve your loan terms.
2
5How long does it take to get financing approval?
The timeline varies but typically takes a few weeks. Pre-approval can speed up the process.
2
5What credit score is required to finance a manufactured home?
Most lenders prefer a credit score of at least 660. Higher scores can qualify you for lower interest rates and better terms.
2
5What is the difference between a land-home and a home-only home loan?
Land-home loans often include land financing, while home-only loans focus on the home itself. Speak with your lender to explore the best option for your situation.
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